Since a car accident can cause a lot more damage than just the damage to your car, additional auto insurance plans in California can help you with these costs. Personal Injury Protection in auto insurance plans can help give you additional coverage in case you are injured from a car accident.
What Does Personal Injury Protection Insurance Cover?
Personal Injury protection in auto insurance can help if YOU or your passengers are injured in a car accident. It can help pay for medical and hospital bills. It may also cover other expenses caused by your injury, such as income continuation if you cannot work, loss of services, or funeral expenses.
What Does Personal Injury Protection Insurance NOT Cover?
Bodily injury to the other person involved in the car accident. This can be covered in the Bodily Injury protection portion of auto insurance. Personal Injury Protection insurance also does not cover damages to your vehicle or the other vehicle involved in the accident.
What Are The Benefits of Personal Injury Protection?
Personal Injury Protection for auto insurance in California can help cover medical and hospital bills, or even expenses that come from your injury, but are not necessarily medical expenses. These may include income continuation if you are unable to work due to your injury, loss of services such as not being able to pick up groceries yourself, funeral expenses, or even child-care expenses. Talk to a local auto insurance company to learn more details of how you can be covered by this plan.
What is the difference between bodily injury coverage and personal injury protection?
Bodily injury coverage can pay for the OTHER person involved in the car accident if they have injuries. Personal Injury Protection can help pay for YOUR injuries – such as hospital bills, medical bills, and other expenses you may have from being injured.