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Secure Your Home and Save on Homeowners Insurance

home safety to save on homeowners insurance

It is important for homeowners to keep their house safe and secure by adding a few simple improvements. Did you know that making your house safer and more secure can also save you money on your homeowner’s insurance? Many homeowner’s insurance providers may offer discounts for adding security to your house. Here are some of the basics you should know about possible discounts.

Does Adding Security To Your House Reduce Your Homeowner’s Insurance Cost?
Some homeowner’s insurance providers can provide discounts depending on what security you have added to your house. Common addons that may get an insurance discount are deadbolts, alarm systems, and automated lights outside. This can help reduce theft and a chance of break-ins to your house, which reduces the amount of claims you may make on your insurance plan.

Does Adding More Fire Safety Reduce Your Homeowner’s Insurance Cost?
Depending on the homeowner’s insurance company in California, you may get a discount for making your house safer to prevent fires from starting. Common items to add for this are smoke detectors and fire extinguishers – especially in the kitchen. Preventing fires and detecting fires early can help save your home from costly fire damage and large insurance claims, which may help reduce your insurance bill.

How Can You Get Home Safety & Security Discounts on Homeowner’s Insurance?
The best way is to talk to your homeowner’s insurance agent to discuss what discounts they offer and how you can qualify. If you already have these systems in place or you have recently added them, talk to your insurance provider to see if you are getting a discount. If you are not, you can discuss discounts available through other providers or discounts on new policies if you currently do not have a homeowner’s insurance coverage plan.

Our local insurance experts would be more than happy to help you and answer your questions about insurance discounts. Contact us today at 877-945-7233.