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Saferoad Insurance Blog

View the latest blog posts from Saferoad Insurance.

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Friday, May 16, 2025

What To Do About Property Damage From Car Accidents

No matter the scale, car accidents can be overwhelming. If you’re dealing with the aftermath of a collision, it’s important to know what to do about property damage from car accidents. These steps will help you ensure repairs are handled effectively and all expenses are accounted for. READ MORE >>

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Monday, May 12, 2025

The Average Monthly Cost of Renters Insurance

Often, many overlook investing in renters insurance but it plays an important role in basic protection of your belongings, maintaining their value, and providing peace of mind. Understanding the average monthly cost of renters insurance is vital for budgeting and making informed decisions if you’re renting a property. READ MORE >>

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Tuesday, April 29, 2025

How To Protect Valuables With Renters Insurance Riders

If you rent your home, securing renters insurance is a smart way to protect your items from unexpected events, such as theft, fire, or water damage. While a standard renters insurance policy covers many of your possessions, there’s a limit to how much protection it provides. READ MORE >>

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Friday, April 25, 2025

Do You Need Year-Round Motorcycle Coverage?

Motorcycle ownership comes with questions about the type of insurance you need and whether year-round coverage is truly a necessity. Do you really need year-round motorcycle coverage? Are there downsides to pursuing coverage only during warm seasons? READ MORE >>

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Wednesday, April 2, 2025

What Is the Difference Between Fault and No-Fault Claims?

Most drivers are familiar with the concept of fault when it comes to determining the costs associated with car accidents. However, not every state has the same laws regarding fault, which dictates how claims are filed and who is responsible for covering damages. READ MORE >>

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Thursday, March 27, 2025

4 Things To Know About Loss of Use Coverage

Loss of use coverage is an essential yet often overlooked part of homeowners and renters insurance policies. Also known as additional living expenses (ALE) insurance or Coverage D, this coverage is designed to provide financial assistance when your home becomes uninhabitable due to a sudden problem, such as a natural disaster or fire damage. READ MORE >>

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Wednesday, March 26, 2025

How Do Insurers Determine if a Vehicle Is Totaled?

When an accident results in significant vehicle damage, people often refer to vehicles being “totaled.” But what does this term actually mean? Insurers rely on specific criteria to determine if a vehicle is a total loss, taking into account repair costs, the car's value, and more. READ MORE >>

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Monday, March 24, 2025

Gap Insurance Explained: Do You Really Need It?

When you purchase an auto insurance policy, there are several additional coverage options to consider beyond minimum liability insurance. Deciding which of these add-ons will truly protect your financial well-being can be challenging. Gap insurance is an often overlooked option that can provide substantial financial assistance for drivers with car loans or leases. READ MORE >>

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Friday, March 14, 2025

Is Roadside Assistance Worth It for RV Owners?

Roadside assistance is a service that provides emergency help to drivers who are stranded on the side of the road. Mechanical breakdowns, flat tires, or insufficient fuel can happen to anyone, and being stranded on the side of the road in an RV while dealing with one of these issues can be particularly stressful. READ MORE >>

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Wednesday, March 12, 2025

What Coverage Does a First-Time Motorcycle Rider Need?

Riding a motorcycle offers freedom and excitement. However, it also comes with responsibilities, like selecting an insurance policy. Knowing what motorcycle coverage you need as a first-time rider is crucial to protecting yourself and your investment. Here’s everything you need to know. READ MORE >>

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