Semi-Truck Insurance in California

 

Trucking companies have a duty to balance safety and responsibility in their fleets. One of the best ways to do this is with a flexible commercial semi-truck insurance policy that gives you the coverage you need to operate the way you want.

That’s where Saferoad Insurance comes in. Our expert team is well versed in the ins and outs of California semi-truck insurance. We’ll help you compare rates from a wide variety of high-quality insurance providers to find the coverage you need at a price you can afford. Read on to explore coverage options and see how you can build your custom policy with Saferoad Insurance today.

Coverage To Suit Your Needs

Trucking company insurance takes your coverage a step further than standard commercial auto insurance by providing protection for trucks, drivers, equipment, cargo, and other assets both locally and across state lines. Commercial truck insurance companies in California offer policies with standard coverages, including:

• Commercial auto liability
• General liability
• Uninsured or underinsured motorists
• Physical damage or repairs
• Cargo liability
• Workers' compensation
• Accident insurance
• Bobtail insurance

Your semi-truck insurance policy will look different if you lease your big rigs instead of owning them. Your leasing company will provide standard coverage for these vehicles. However, your business may still want to purchase additional coverage to provide more comprehensive protection for your fleet, drivers, and cargo. These additional coverages may include:

• Non-trucking liability
• General liability
• Workers' compensation
• Physical damage repairs
• Rental reimbursement

No two trucking companies are exactly alike, so it’s important to find a custom plan that covers what you need while still adhering to your budget.

Factors That Affect Your Policy

When determining the coverages and rates of your policy, there are a few factors to keep in mind. Location is important, as your insurance rates will vary depending on where you conduct business and how far your trucks travel. The types of trucks in your fleet and the products you haul might also influence your policy. Past business experiences, your employees’ experience level as CDL drivers, and your credit history all impact insurance costs as well.

Get Started With Saferoad

Keep your business safe with affordable semi-truck insurance in California. Contact Saferoad Insurance today to learn more, get a quote, and start building a policy that gives your business the coverage you need to operate confidently and successfully.